1) Take cash: Dave Ramsey and all the other financial experts are correct – we spend less when we discipline ourselves to use cash only. I magically become Scrooge when I only have a certain amount of money in my wallet.
2) Use specialty coupons that come in the mail: It took me about two years to realize that the computer systems were tracking my purchases. I would get a packet of coupons based on all the things we consistently consume. And yet, I would ponder, “How does Kroger know I liked Super- Sized Nutella?” I know, it is a pain to remember to bring them. Maybe keep them stored under the seat of the car you usually grocery shop with???
3) Go grocery shopping after a heavy meal: Enough said, this one speaks for itself.
5) If physically able, carry a basket instead of pushing a cart: I did this the other day, and was amazed at how selective I was regarding what went into the basket. Normally, I would mindlessly toss these items in a cart –
Keebler M&M Cookies @ $3.49
BBQ Rib Flavored Potato Chips @ $3.99
8 pack of little bottled Cokes @ $4.99
Blue Bell Ice Cream (not on sale) @ $7.99
I already had a gallon of milk in my other hand, so I had to say “no” to these items. Add that up, and I saved a whopping $20.46!!! We go to the grocery store at least 2-3 times a week. Multiply that figure out and at the minimum we could be saving $163.68 a month! With savings like that every month, new realms open up in the financial landscape of our lives. Now additional funding is freed up for critical and prioritized items such as Lord of the Rings collectibles, Star Wars memorabilia, and Batman merchandise. 🙂
Give this a try, and please comment below with your results. Or, please share any other money-saving tips you have had success with. If you haven’t already, please sign up to receive this blog emailed directly to your inbox. Blessings! 🙂